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The Regional Economist

OCTOBER 2003

Banks vs. Credit Unions

Unable to slow the growth of credit unions by protesting their tax breaks and sponsor subsidies, banks are citing other reasons to bolster their case that the competition has an unfair edge.

Tapping into "Cedars"

Deposit-hungry community banks are turning to a new funding tool called the Certificate of Deposit Account Registry Service. The service says it can help smaller banks attract more jumbo deposits from local customers.

Uncertainty Over Oil

It's not the latest jump in oil prices that takes a toll on the economy but the uncertainty over what will happen in the future. But getting a handle on such uncertainty is a difficult task.

 

President's Message: Lessons from Japan: What Can We Learn?

Community Profile: Memphis Suburb Seeks to Balance Old and New

National and District Overview: Blacks Fare Better This Time Around

Selected Measures of the National and Regional Economy (PDF)