Publications

Banks Still Ailing in District and U.S.

By Michelle Clark Neely

(3 Ratings)

Fair-Value Accounting: Don't Shoot the Messenger!

By William R. Emmons

(3 Ratings)

Fannie Mae Offers CRA-Targeted Investments

(3 Ratings)

The Four Key Elements of Innovation: Collaboration, Ideation, Implementation and Value Creation

(3 Ratings)

Deficits, Debt and Looming Disaster: Reform of Entitlement Programs May Be the Only Hope

By Michael R. Pakko

With government deficits and debt at record highs, the long-term fiscal outlook for the U.S. requires serious attention, most agree. The fix is most likely going to have to start with fundamental reforms of entitlement programs.

(2 Ratings)

Digging Into the Infrastructure Debate

By Kevin L. Kliesen and Douglas C. Smith

Is the nation's infrastructure really in such bad shape? Should we be spending more on the Internet and less on interstates? And what of competing needs—health care, education, wars?

(2 Ratings)

Increasing Political Freedom May Be Key To Reducing Threats

By Craig P. Aubuchon Subhayu Bandyopadhyay, and Javed Younas

The root causes of terrorism might not be poverty and lack of education, as many believe. Rather, the lack of civil liberties, political rights and the rule of law might be more influential.

(2 Ratings)

Performance Ratios Go from Bad to Worse at District and U.S. Banks

By Michelle Clark Neely

(2 Ratings)

The Credit Crunch Reflects Collapse of a “Shadow Banking System”

By Julie L. Stackhouse and William R. Emmons

Fannie Mae, Freddie Mac and private-label assets comprised much of this system.

(2 Ratings)

The Financial Crisis in S, M and L: Three Very Different Countries Respond Similarly

By Rajeev R. Bhaskar and Yadav K. Gopalan

An examination of what Iceland, the United Kingdom and the United States went through last September and October during the financial crisis reveals some important differences and similarities.

(2 Ratings)

The Mortgage Crisis: Let Markets Work, But Compensate the Truly Needy

By William R. Emmons

As painful as it may be, letting the housing and mortgage markets sort out these problems on their own would be best for the economy in the long run. Large-scale government interventions are not necessarily the best policy responses, although those made truly needy by this crisis need to be helped.

(2 Ratings)

In Fed We Trust: New Book Focuses on the Fed in the Eye of the Storm

By Kevin L. Kliesen

(1 Ratings)

“Fringe” Lenders: Traditional Institutions Search for Alternatives

By Lyn E. Haralson

The financial service industry has expanded beyond the traditional financial services of yesteryear. A host of nontraditional or “fringe” financial service providers have grown in popularity, adding more consumer options to the mix.

(1 Ratings)

As College Costs Rise, Student Loans Are Harder to Find

High school students planning for college can look forward to multiple questions—and not just those they might confront on standardized tests. In addition to getting into college, students and their families have to figure out how much college will cost, and how to pay for it.

(1 Ratings)

Budget Advice for College Students

(1 Ratings)

Bulletin Board

(1 Ratings)

Dial “M” for Monetary Policy, Says Bullard

(1 Ratings)

Extra Credit: The Rise of Short-term Liabilities

According to the 2004 Survey of Consumer Finances (SCF), the percentage of families holding debt rose from 72.3 percent in 1989 to 76.4 percent in 2004. Among families holding debt, the median value of the debt more than doubled during that time from $22,000 to $55,300 (in 2004 dollars). These numbers reflect both a rise in collateralized debt (e.g., mortgages) and uncollateralized debt (e.g., credit cards).

(1 Ratings)

Fed's Bold Actions Harken Back to Volcker Era

By James Bullard

(1 Ratings)

First Aid on Financial Aid

(1 Ratings)

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