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Check 21 Encourages Efficiency in Check Processing

Read more about how this new law will simplify and speed up check processing.

Community Banks Tap into “Cedars” to Grow Deposits

Find out how community bankers can attract local—and otherwise uninsured—funds by using this new tool.

St. Louis Fed Announces Facilities Renovation

Read why the Bank is undertaking its first significant expansion in almost 60 years.

Also in this issue:

Fed Releases 2003 CRA/HMDA Reporter
Discover the useful resources CRA/HMDA reporters will find in this year's newsletter.

Feditorial
LeGrande Rives, first vice president, shares his thoughts about Check 21 and its effects on the payments system.

Banking Supervision Division Conducts Banker Visits
Learn about a new initiative that focuses on improving communication between bankers and the Fed—rather than regulatory issues.

Retail Deposit Sweep Program Turns 10
Michelle T. Meisch and Richard G. Anderson of the St. Louis Fed discuss how this program has affected transaction deposits and reserve requirements over the past decade.

Regional Roundup
St. Louis Fed Publishes 2004 Holiday Schedule

St. Louis Fed Announces 2004 Prices for Financial Services

BHC Reports Require Electronic Filing

Fed Facts
Fed Offers New Products in Response to Check 21

Fed Announces Changes in Regulation D

New York Fed Creates New Online Publication Catalog

Federal Agencies Release New Consumer Protection Brochure

Calendar of Events/
Out For Comment