Fed Standardizes Operating Circulars Nationwide

To accommodate interstate branching and the Fed's new account structure, the Federal Reserve will issue new operating circulars for all of its services.

Feditorial: Century Date Conversion: No Time to Waste

Joan P. Cronin, senior vice-president at the St. Louis Fed, urges the banking industry to complete plans to become Year 2000 compliant.

Fed Provides Help in Developing CDC Plans

EBT Moves Along in Eighth District

The seven states in the Eighth District are making strides toward implementing Electronic Benefit Transfer services by 2002, thus conforming with the federal welfare reform mandate.

Regional Roundup

New ACH Deadline Eliminates Surcharge

National Consumers Week Coming in October

Partners Software Still Available

Fed Measures Quality

Community Profile of St. Louis to Be Released

In October, the St. Louis Fed will release its new St. Louis MSA profile, which identifies lending, service and investment opportunities for financial institutions.

The Benefits and Hazards of Privatizing Social Security

St. Louis Fed Senior Economist Patricia S. Pollard compares the current pay-as-you-go U.S. retirement system with a fully funded, privatized system.

Fed Facts

• Two Versions of FCA Now Available
• Feds Switch to Common Image Format
• Fedwire to Expand Hours

Please send comments or questions regarding Central Banker to
Stephen.P.Greene@stls.frb.org