SPRING 2004

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Fed Issues Call for Papers

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Fed Issues Call for Papers

Researchers interested in consumer finance are invited to submit academic papers for a Federal Reserve System conference next spring.

Promises and Pitfalls: As Consumer Finance Options Multiply, Who Is Being Served and at What Cost? will take place April 7-8, 2005 in Washington, D.C.

Sponsored by the Federal Reserve’s Community Affairs officers, the conference will bring together representatives from academia, financial institutions, community organizations, foundations and government.

Papers that evaluate how consumer financial markets function—from the perspective of pricing, service, profitability or equitable treatment of consumers—are preferred. The program committee also welcomes papers that analyze important trends and innovations in consumer finance.

Suggested topics include, but are not limited to:

• trends and innovations in consumer finance
• household financial products and services
• asset-backed securities and consumer finance
• consumer debt burdens, loan foreclosures, loan servicing, loss mitigation and bankruptcies
• consumer financial service providers and markets
• consumer finance and macroeconomic performance
• credit bureaus and credit scoring models
• behavioral economics and consumer financial decision-making
• fair and equal access to credit
• financial literacy
• services for immigrant populations
• sub-prime and predatory lending
• regulation of consumer finance
• consumer finance and the Internet.

Researchers interested in presenting papers must submit a completed paper, detailed abstract or proposal by May 30 to Mark Sniderman, Federal Reserve Bank of Cleveland, P.O. Box 6387, Cleveland, OH 44101.

For details, visit the Federal Reserve Bank of St. Louis’ web site at www.stlouisfed.org and click on Community Development or call Ruth Clevenger of the Federal Reserve Bank of Cleveland at (216) 579-2392.

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