RUSSELL GWATNEY
Chairman
President
Gwatney Companies
Memphis

MEREDITH B. ALLEN
Vice President, Marketing
Staple Cotton Cooperative Association
Greenwood, Miss.

J. W. GIBSON II
Owner and CEO
Gibson Companies
Memphis

LEVON MATHEWS
President
Regions Bank
Memphis

JAMES A. ENGLAND
Chairman, President and CEO
Decatur County Bank
Decaturville, Tenn.

DAVID P. RUMBARGER JR.
President and CEO
Community Development Foundation
Tupelo, Miss.

THOMAS G. MILLER
President
Southern Hardware Co. Inc.
West Helena, Ark.