“Change is always a challenge, and the extent to which we are reducing our physical presence will be a very difficult transition. But on the other side of that transition, I see opportunities to make our presence felt in a very positive and meaningful way. For example, by opening new dialogues and forging new partnerships in our communities, we will be able to improve the exchange of economic information and, I hope, make some inroads in promoting economic education and financial literacy.”

Tom Boone LOUISVILLE

“ The Memphis office will be challenged to achieve some very aggressive productivity measures. Overnight, we will leap from being the smallest to the largest operations office in the District. Our operations in Check and Cash will double. Memphis’ employees, however, are eager to face the challenge. Although the Memphis office will have a strong operations presence, I am excited about the expansion that will occur with regard to our intellectual presence in the community.”

Martha Perine Beard MEMPHIS

“ The redesigned mission of the Little Rock Branch affords us the opportunity to expand our existing relationships with bankers, educators and other business leaders across the state, making relevant contributions to economic research, education and community service. We at Little Rock look forward to building on our years of service to the people of Arkansas.”

Robert Hopkins LITTLE ROCK