Authors of essay:

William Emmons, Mark Vaughan

Editor:

Al Stamborski

Designers:

Joni Williams, Brian Ebert

Production:

Barbara Passiglia, Mark Kunzelmann

Online version:

Joni Williams, Jamie Halmick, Matt Heller

Photographs of boards of directors, chairman, president and management committee:

Steve Smith Studios

Franklin National Bank photograph:

©1974 Newsday, Inc. Reprinted with permission.

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The Federal Reserve Bank of St. Louis is one of 12 regional Reserve banks, which, together with the Board of Governors, make up the nation’s central bank. The Fed carries out U.S. monetary policy, regulates certain depository institutions, provides wholesale-priced services to banks and acts as fiscal agent for the
U.S. Treasury. The St. Louis Fed serves the Eighth Federal Reserve District, which includes all of Arkansas, eastern Missouri, southern Indiana, southern Illinois, western Kentucky, western Tennessee and northern Mississippi. Branch offices are located in Little Rock, Louisville and Memphis.

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