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Annual Report Home | Introduction | Chairman's Message
Monetary Policy | Bank Supervision | Financial Services | Conclusion
Financial Statements | Boards of Directors, Economic Advisory Council, and Officers

St. Louis Directors

Chairman
John F. McDonnell
St. Louis, Missouri

Deputy Chairman
Susan S. Elliott
President and Chief Executive Officer
Systems Service Enterprises, Inc.
St. Louis, Missouri

Douglas M. Lester
President and Chief Executive Officer
Sea Change Corporation
Bowling Green, Kentucky

W. D. Glover
Chairman and Chief Executive Officer
First National Bank of Eastern Arkansas
Forrest City, Arkansas

Michael A. Alexander
Chairman of the Board and President
The First National Bank of Mount Vernon
Mount Vernon, Illinois

Joseph E. Gliessner, Jr.
Executive Director
New Directions Housing Corporation
Louisville, Kentucky

Robert L. Johnson
Chairman and Chief Executive Officer
Johnson Bryce, Inc.
Memphis, Tennessee

Richard E. Bell
President and Chief Executive Officer
Riceland Foods, Inc.
Stuttgart, Arkansas

Veo Peoples, Jr.
Peoples, LLC
St. Louis, Missouri

Federal Advisory Council Member
Thomas H. Jacobsen
Chairman of the Board and Chief Executive Officer
Mercantile Bancorporation Inc.
St. Louis, Missouri

Little Rock Directors

Chairman
Betta M. Carney
Chairman and Chief Executive Officer
World Wide Travel Service Inc.
Little Rock, Arkansas

Diana T. Hueter
President and Chief Executive Officer
St. Vincent Health Systems
Little Rock, Arkansas

Janet M. Jones
President
The Janet Jones Company
Little Rock, Arkansas

Lunsford W. Bridges
President and Chief Executive Officer
Metropolitan National Bank
Little Rock, Arkansas

Mark A. Shelton, III
President
M. A. Shelton Farming Company
Wabbaseka, Arkansas

Mark Simmons
Chairman
Simmons Foods, Inc.
Siloam Springs, Arkansas

Ross M. Whipple
Chairman and Chief Executive Officer
Horizon Bancorp, Inc.
Arkadelphia, Arkansas

Louisville Directors

Chairman
Roger Reynolds
President and Chief Executive Officer
The Reynolds Group, Inc.
Louisville, Kentucky

Joseph W. Prather
Chairman
Service First Warehouse and Distribution, Inc.
Elizabethtown, Kentucky

Debbie Scoppechio
Chairman and Chief Executive Officer
Creative Alliance, Inc.
Louisville, Kentucky

Ronald R. Cyrus
Executive Secretary-Treasurer
Kentucky State AFL-CIO
Frankfort, Kentucky

Larry E. Dunigan
Chairman and Chief Executive Officer
Holiday Management Corp.
Evansville, Indiana

Aubrey W. Lippert
Chairman and Chief Executive Officer
Peoples First Corporation
Paducah, Kentucky

Orson Oliver
President
Mid-America Bank of Louisville & Trust Co.
Louisville, Kentucky

Memphis Directors

Chairman
Carol G. Crawley
Vice President and Regional Manager
Mid-America Apartment Communities, Inc.
Memphis, Tennessee

John V. Myers
President
Better Business Bureau
Memphis, Tennessee

Mike P. Sturdivant, Jr.
Partner
Due West Plantation
Glendora, Mississippi

John C. Kelley
President, Memphis Banking Group
First Tennessee Bank
Memphis, Tennessee

E.C. Neelly III
Chief Executive Officer
First American National Bank
Iuka, Mississippi

Anthony M. Rampley
President and Chief Executive Officer
Arkansas Glass Container Corporation
Jonesboro, Arkansas

Katie S. Winchester
President and Chief Executive Officer
First Citizens National Bank
Dyersburg, Tennessee

Agricultural

Dr. Bert Greenwalt
Partner
Greenwalt Company Farm
Hazen, Arkansas

Paul Combs
Vice President
Baker Implement Company
Kennett, Missouri

Robert A. Cunningham
Valley Farms
Bigbee Valley, Mississippi

Joseph H. Spalding
Lebanon, Kentucky

Small Business

William A. Haley
President and Chief Executive Officer
Haley Family Corporation
St. Louis, Missouri

Robert Reynolds
President
Shuler Drilling Company, Inc.
El Dorado, Arkansas

Beverly Robertson
Principal
Trust Marketing Communications Consortium, Inc.
Memphis, Tennessee

Gerald W. Clapp, Jr.
Clapp Oldsmobile
Clarksville, Indiana

Ann Ross
President
The Paper Warehouse
St. Louis, Missouri

St. Louis Office

William Poole
President and Chief Executive Officer

W. LeGrande Rives
First Vice President and Chief Operating Officer

Karl W. Ashman
Senior Vice President

Henry H. Bourgaux
Senior Vice President

Joan P. Cronin
Senior Vice President

William G. Dewald
Senior Vice President and Director of Research

Mary H. Karr
Senior Vice President, General Counsel and Secretary

John P. Baumgartner
Vice President

John W. Block
Vice President

Timothy A. Bosch
Vice President

Marilyn K. Corona
Vice President

Cletus C. Coughlin
Vice President

William T. Gavin
Vice President

R. Alton Gilbert
Vice President

N. Lynn Greenwood
Vice President

William C. Leslie
Vice President

Jean M. Lovati
Vice President

Michael J. Mueller
Vice President

Kim D. Nelson
Vice President

Michael D. Renfro
General Auditor

David A. Sapenaro
Vice President

William J. Sneed
Vice President

Randall C. Sumner
Vice President and Assistant Secretary

Richard G. Anderson
Assistant Vice President

Dennis W. Blase
Assistant Vice President

James B. Bullard
Assistant Vice President

Martin J. Coleman
Assistant Vice President

Judie A. Courtney
Assistant Vice President

Jeffrey M. Dale
Assistant Vice President

Hillary B. Debenport
Assistant Vice President

Edward A. Hopkins
Assistant Vice President

Patricia A. Marshall
Assistant Vice President, Assistant General Counsel and Assistant Secretary

Jerome J. McGunnigle
Assistant Vice President

John P. Merker
Assistant Vice President

Kathleen O'Neill Paese
Assistant Vice President

Frances E. Sibley
Assistant Vice President

Steven N. Silvey
Assistant Vice President

Leisa J. Spalding
Assistant Vice President and Assistant General Auditor

Robert J. Taylor
Assistant Vice President

Daniel L. Thornton
Assistant Vice President

David C. Wheelock
Assistant Vice President

Carl K. Anderson
Supervisory Officer

Barkley E. Bailey
Supervisory Officer

Bernard E. Berns
Public Affairs Officer

Daniel P. Brennan
Public Affairs Officer

Timothy C. Brown
Operations Officer

Diane B. Camerlo
Assistant Counsel

Michael W. DeClue
Supervisory Officer

Michael J. Dueker
Research Officer

Elizabeth A. Hayes
Supervisory Officer

W. Scott McBride
Assistant Counsel

Joseph A. Ritter
Research Officer

Harold E. Slingerland
Credit Officer

Little Rock Branch

Robert A. Hopkins
Vice President and Branch Manager

Thomas R. Callaway
Assistant Vice President

Andrea S. Eddy
Operations Officer

Louisville Branch

Thomas A. Boone
Vice President and Branch Manager

Ronald L. Byrne
Vice President

Thomas O. Short
Assistant Vice President

Memphis Branch

Martha Perine Beard
Vice President and Branch Manager

John G. Holmes
Operations Officer

John W. Mitchell
Operations Officer