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The State of Low- and Moderate-Income Communities

The State of Low- and Moderate-Income Communities

To gain insights into the conditions of low- and moderate-income (LMI) communities in the seven states it serves, the Federal Reserve Bank of St. Louis regularly surveys those who work with this population: nonprofits, financial institutions, government agencies, public officials and others. Among the findings of this summer’s survey: Generational poverty is the issue having the greatest negative impact on LMI people in metropolitan areas, while job availability is the No. 1 issue in rural areas. Read the survey results in their entirety, or see this infographic for highlights.


From the President

Nov. 14, 2014

"Does Low Inflation Justify a Zero Policy Rate?"


St. Louis Fed President James Bullard discussed whether current macroeconomic data can rationalize the exceptionally low setting for the policy rate. During an event in St. Louis, he said that inflation at the current level is not enough to justify remaining at the zero lower bound. He added that low inflation can justify a policy rate somewhat lower than normal, but not zero.

News Release | Presentation (PDF)

October 2014

"A Commitment to Serving the Public"

In the St. Louis Fed's centennial commemorative report, President James Bullard noted that the decentralized, regional structure of the Federal Reserve System has been an important aspect of its design over the past 100 years. For example, the structure allows input from around the country for important policy decisions. He also discussed what he sees for the Fed's next 100 years as well as his vision for the St. Louis Fed.

President's Message

Bio | President's Website


Beige Book Audio

St. Louis Fed economist Rubén Hernández-Murillo discusses current economic conditions in the Eighth District, as published in the Beige Book.

Video Archive | Audio Archive


Now Open

Inside the Economy Museum logo

The St. Louis Fed’s Inside the Economy Museum is now open. Immerse yourself in a one-of-a-kind experience that explains the economy through nearly 100 exhibits, games, sculptures and videos. Walk-ins and groups are welcome. Admission is free. Go to the museum website to plan your visit.