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Home > Center for Household Financial Stability > Speeches, Presentations and Public Appearances

Center for Household Financial Stability

Speeches, Presentations and Public Appearances

"De-mystifying Financial Capability: Theory and Practice"
Remarks (pdf) | Presentation slides (pdf)
Remarks given by Ray Boshara at the CFED Assets Learning Conference, Washington, D.C., Sept. 18, 2014.

"Wealth in America: How Can Congress Support Mobility?"
Remarks given by Ray Boshara and William Emmons at a congressional briefing hosted by the Urban Institute, the Congressional Savings and Ownership Caucus and the Senate Economic Mobility Caucus, July 16, 2014.

"Policy Perspectives on Fostering Consumer Financial Health"
Presentation given by Ray Boshara at the Center for Financial Services’ EMERGE annual conference, Los Angeles, June 4, 2014.

"Aggregate and Distributional Dynamics of Consumer Credit in the U.S."
Presentation given by Don Schlagenhauf at the Midwest Macroeconomics Group's Midwest Macro Meeting at the University of Missouri–Columbia, Columbia, Mo., May 31, 2014.

"Why Aren’t More Families Buying Life Insurance?"
Presentation given by Don Schlagenhauf at the annual summer workshop of the Quantitative Society for Pensions and Saving at Utah State University, Logan, Utah, May 16, 2014.

"Aggregate and Distributional Dynamics of Consumer Credit in the U.S."
PDF | Video
Presentation given by Don Schlagenhauf at the Center for Household Financial Stability's Research Symposium "The Balance Sheets of Younger Americans: Is the American Dream at Risk?" at the Federal Reserve Bank of St. Louis, May 9, 2014.

"Links Between Younger Americans' Balance Sheets and Economic Growth"
PDF | Video
Presentation given by William R. Emmons at the Center for Household Financial Stability's Research Symposium "The Balance Sheets of Younger Americans: Is the American Dream at Risk?" at the Federal Reserve Bank of St. Louis, May 8, 2014.

"The Economic and Financial Status of Older Americans: Trends and Prospects"
Presentation given by William Emmons at the annual meeting of the Population Association of America in Boston on May 3, 2014.

"The Role of Credit in a Healthy Balance Sheet"
Presentation given by William R. Emmons at the Credit Builders Alliance Webinar, April 22, 2014.

"Household Balance Sheets: Links Between Economic Vulnerability, Financial Fragility, and Economic Recovery"
Presentation given by William R. Emmons at the Consumer Financial Protection Bureau research seminar in Washington, D.C., April 4, 2014.

"Economic Vulnerability and Financial Fragility"
Presentation given by William R. Emmons at the USRT Conference: Underserved Roundtable, New York, March 18, 2014.

"Income Inequality and Economic Growth"
Presentation given by Barry Cynamon at the 40th annual Eastern Economic Association conference, Boston, March 9, 2014.

"Generations X and Y: Facing Economic and Financial Challenges in the Shadow of the Baby Boom"
Presentation given by William R. Emmons at the Econ Lowdown Dinner with an Economist, Federal Reserve Bank of St. Louis Little Rock Branch, Little Rock, Ark., March. 6, 2014.

Remarks at National Institute on Retirement Security’s Fifth Annual Retirement Conference
Presentation given by Ray Boshara in Washington, D.C., March 4, 2014.

"The Financial Outlook for American Families"
Presentation given by William R. Emmons at the Simon Center for Regional Forecasting 2014 Conference "Feeling Better ... But Fully Recovered?" at Saint Louis University, Feb. 27, 2014.

Emmons Discusses Homeownership on St. Louis PBS Show
Video
William Emmons appeared Feb. 27, 2014, on "Stay Tuned" on St. Louis' local PBS station. Emmons and the show's other St. Louis-area guests discussed homeownership.

"Leveraging Mobility: How Employment Builds and Protects Family Wealth and Security"
Presented by Ray Boshara at a webinar hosted by the University of Wisconsin-Madison's Center for Financial Security, Feb. 19, 2014.

"Building a Healthy Balance Sheet Early in Life"
PDF | Video
Ray Boshara spoke on "Building a Healthy Balance Sheet Early in Life" at the Financial Literacy and Education Commission Public Meeting at the Department of the Treasury, Feb. 12, 2014.

"Student Debt Growth in the Eighth District"
Presented by Bryan Noeth at “Generation Debt: The Promise, Perils and Future of Student Loans,” St. Louis, Nov. 18, 2013.

"Why Did So Many Economically Vulnerable Families Enter the Crisis With Risky Balance Sheets?"
Presented by William Emmons at the Woodstock Institute’s Research Symposium, Chicago, Oct. 2, 2013.

"Household Wealth and the Economy"
Presented by William Emmons at a Wealth Policy Roundtable organized by the Urban Institute and the Federal Reserve Bank of St. Louis, Washington, D.C., October 2013.

"Financial Sustainability and Strength (Assets)"
Presented by Ray Boshara and David Benitez to Beyond Housing’s Collective Impact project, St. Louis, Sept. 20, 2013.

"From Asset Building to Balance Sheets: Reflections on the First and Next 20 Years of Federal Asset-Building Policy"
Guest lecture given by Ray Boshara at Washington University in St. Louis, September 2013.

"Are Successive Generations Getting Wealthier, and If So, Why? Evidence from the 1990s and 2000s"
Presentation given by William R. Emmons at the Forum on Financial Experiences of Older Adults, hosted by the Federal Reserve Board of Governors in Washington, D.C., July 17, 2013.

"Financial Inclusion and Economic Recovery"
Presentation given by Ray Boshara at the Clinton Global Initiative America annual meeting in Chicago, June 13, 2013.

"Latino Families and the Financial Crisis"
Presentation given by William R. Emmons at the Twelfth Annual Conference of Cambio de Colores in St. Louis, June 13, 2013.

"After the Fall: Rebuilding Household Balance Sheets, Rebuilding the Economy"
Presented by Ray Boshara and William Emmons at “Dialogue with the Fed,” St. Louis, May 23, 2013.

"Making an Impact with Scalable Savings Mechanism"
Reflections of Ray Boshara at the The Center for Financial Security at UW-Madison and the C.S. Mott Foundation's Emergency Savings Salon, May 10, 2013.

"Rebuilding After a Bubblicious Bust"
Zócalo Public Square discussion including William R. Emmons at the Heard Museum in downtown Phoenix, Feb. 12, 2013.

"A Conversation about Economic Mobility in the United States and Texas"
PDF | Video
Presentation given by Ray Boshara at the Federal Reserve Bank of Dallas, Nov. 30, 2012.

"The 2013 Outlook for Household Balance Sheets" and "The Household Balance Sheet Perspective"
Presentation given by William R. Emmons and Ray Boshara to the Greater St. Louis Financial Education Collaborative at the United Way of Greater St. Louis, Nov. 18, 2012.

"New Perspectives on Household Balance Sheets: What is the State of Household Balance Sheets, and Why They Matter for Families and Economic Growth"
PDF | Audio
Presentation given by Ray Boshara, William R. Emmons and Bryan Noeth as part of the St. Louis Fed's Connecting Communities audio conference series, Nov. 7, 2012.

"From Asset Building to Balance Sheets"
Presentation given by Ray Boshara at the 2012 Federal Reserve Bank of Cleveland Policy Summit on Housing, Human Capital, and Inequality, June 28-29, 2012.

Working Group Highlights and Comments
by Ray Boshara
Clinton Global Initiative Second Annual CGI America Meeting, Financial Inclusion Workshop, June 7-8, 2012.

"The New American Challenge: Learning To Save To Build Wealth" conference, Federal Reserve Bank of St. Louis, April 26, 2012.

  • Welcoming Remarks, Ray Boshara
  • Presentation: Sheldon Garon, Princeton University Nissan Professor of History and Asian Studies
  • Panel Discussion: Ray Boshara. Sheldon Garon, Michael Sherraden, founder and director of Washington University's Center for Social Development, and William R. Emmons


Keynote Address: Building Savings and Financial Capability
PDF | Video
Given by Ray Boshara at the Money Smart Week-St. Louis Metro 2012 Kick-off Breakfast, April 20, 2012.

"The American Culture of Money – The Changing Ways in Which Americans Interact with Their Money and the Impact on the Economy and Retirement"
Presentation given by Ray Boshara and Sheldon Garon at the 2012 J.P. Morgan Retirement Symposium: Converging Forces, April 18, 2012.

Statement of Ray Boshara Before the U.S. Senate Committee on Banking, Housing, and Urban Affairs Financial Institutions and Consumer Protection Subcommittee, Oct. 4, 2011
Federal Reserve Bank of St. Louis Bridges, Winter 2011-2012.

"The Next Progressive Era"
Book Talk given by Ray Boshara and Phil Longman, Washington University in St. Louis, Jan. 27, 2010.

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Ray Boshara »

William R. Emmons »

Don E. Schlagenhauf »

Bryan J. Noeth »

Charles S. Gascon »

Barry Z. Cynamon »