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Regulations, Laws and Other Guidance


Regulations

  • A Guide to Consumer Regulations--Another simple-to-read guide that lists all of the current consumer regulations (link to Chicago Fed).

  • Proposed Regulations and Requests for Comments--Information concerning proposed Federal Reserve regulation changes, including relevant background information on the proposed regulation and how to submit a comment to the Board (link to Board of Governors).

Laws

  • Title 12--The U.S. code for banks and banking (link to U.S. House of Representatives).

  • Bank Holding Company Act-- The law that established supervision and regulation of companies owning banks (link to FDIC).

  • Federal Reserve Act--The law that established the Federal Reserve System and its functions and responsibilities (link to Board of Governors).

  • Gramm-Leach-Bliley Act--The law that updated U.S. financial services laws and removed barriers between banks, insurance firms and securities firms (link to U.S. Senate) .

Other Guidance
  • Legal Interpretations--These opinion letters, written by the Board of Governors staff, address such topics as bank holding companies, the Federal Reserve Act, margin requirements, privacy and many other regulatory issues (link to Board of Governors).

  • Supervision and Regulation (SR) Letters--Supervision and Regulation letters, commonly known as SR letters, address significant policy and procedural matters related to the Federal Reserve's supervisory responsibilities (link to Board of Governors).

  • Federal Reserve Regulatory Service--This subscription service, which is updated monthly, is available in four loose-leaf volumes or on CD-ROM. It contains all Board regulations as well as authorizing statutes, policy statements, interpretations, and staff commentaries and opinion (link to Board of Governors).

  • Electronic Distribution Service (ED)--This e-mail alert service allows you to receive regular updates on regulations as well as other banking materials published by the St. Louis Fed.

 
 
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